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Payment methods




Lesson Payment

Exercise 1. Read and learn new words:

payment transfer cash non-cash (cashless) cash-substitutes credit cards, electronic funds transfers, internet banking and e-commerce payment systems for transfer funds between domestically financial institutions magnetic stripe card, smartcard,   contactless card mobile handset gift certificate розрахунок, оплата передача готівка безготівковий грошові замінники кредитні картки, електронні перекази коштів, інтернет-банкінг та електронна комерційна платіжна система для переказу коштів між фінансовими установами всередині країни магнітна смуга карти, смарт-карта, (пластикова картка з мікросхемою) безконтактна карта мобільний телефон подарунковий сертифікат

 

Exercise 2. Read and translate:

1. A payment is the transfer of money from one party to another.

2. There are no arbitrary limits on the form a payment.

3. There are two types of payment methods; exchanging and provisioning.

4. Payment systems may be physical or electronic.

5. Mobile handset based payments are called mobile payments.

6. Payments may be classified by the number of parties involved to consummate a transaction.

7. Global credit card payment providers are Visa and Mastercard.

8. The term electronic payment can refer narrowly to e-commerce - a payment for buying and selling goods or services offered through the Internet.

9. In the USA, a check as a form of payment can legally be refused for any reason (or no reason).

10. Both paper money and coins are included under the larger category of "cash." Cash is one of the most common and familiar means of payment.

11. A web certificate is a relatively new form of payment.

12. Foreign currency is exactly like any other form of cash.

13. A credit card is one of the most popular ways to make purchases.

14. A gift certificate is a less common form of payment.

Exercise 3. Read and translate the text:

A payment is the transfer of money from one party (such as a person or company) to another. A payment is usually made in exchange for the provision of goods, services or both.

The simplest and oldest form of payment is barter, the exchange of one good or service for another. In the modern world, common means of payment by an individual include money, cheque, credit card, or bank transfer. However, there are no arbitrary limits on the form a payment can take and thus in complex transactions between businesses, payments may take the form of stock or other more complicated arrangements.

Payment methods

There are two types of payment methods; exchanging and provisioning. Exchanging is to change coin, money and banknote in terms of the price. There are a variety of ways to pay for your purchases, and cash is one of the most common and familiar. Both paper money and coins are included under the larger category of "cash." Cash is not the most secure form of payment while it can lost or destroyed. Provisioning is to transfer money from one account to another. Credit card, check, money transfers, internet banking and e-commerce payment system sare all electronic payments methods. A credit card is one of the most popular ways to make purchases. Credit cards can be used for both online purchases and at physical retailers. The personal check is a form of payment .They cannot be used to make online purchases. A gift certificate is a less common form of payment. Electronic payments technologies are magnetic stripe card, smartcard, contactless card and mobile handset. Mobile handset based payments are called mobile payments. A web certificate is a relatively new form of payment. Foreign currency is exactly like any other form of cash. However, if you are trying to make purchases outside of your country, there are a few things to keep in mind. The exchange rates will be different between countries. Before you make purchases in physical retailers, your currency will have to be converted into the currency of the country you are visiting. Cash can be converted at your local bank.


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